VIJAYA BANK IFSC Codes, MICR Codes & All Branch Details.

VIJAYA BANK is available in following states:

  4. ASSAM
  5. BIHAR
  10. DELHI
  11. GOA
  18. KERALA
  25. ODISHA
  27. PUNJAB
  29. SIKKIM

How to find IFSC Code Of VIJAYA BANK?

Finding IFSC Code for your Branch of VIJAYA BANK could be so easy and convenient that you didn't even think. You need to use our tool for finding the IFSC Code, named IFSC Code Finder.

What is IFSC Code Finder?

IFSC Code finder is the tool developed by us to find IFSC codes for all banks serving in India. We have used unique algorithms to find an accurate IFSC Code of VIJAYA BANK Branch. IFSC Code Finder also uses the factual data which we get from Reserve Bank Of India (RBI ) to serve you better. Now you know about our tool and how it works now, let's dive into finding your bank's IFSC code.

Finding IFSC Code

For finding Your Bank's IFSC Code, you need to follow only four easy steps mentioned below:
  1. You could see a bar of selecting options over there click on Select Your Bank, over there choose VIJAYA BANK as your bank. Once you have rechosen, you will redirect a new page.
  2. After redirection, you will get asked for Selecting your State, click on Select Your State, over there choose your State where you have your Branch. Once you selected you will be again redirected to a new page.
  3. After redirection, you will get asked for selecting your District, click on Select Your District, over there choose your District where you have your Branch. Once you decided, you will get redirected for the last time to a new page.
  4. After redirection, you will get asked for selecting your Branch, click on Select Your Branch, over there choose your Branch where you have your account. After selecting, you will get the result shown with full details of your Branch in a table form.

Isn't it was very easy finding VIJAYA BANK's IFSC Code. You would have noticed one thing you could also trace down the exact address, contact numbers, email addresses, IFSC Code, MICR Code of your VIJAYA BANK's Branch.

Do you know about IFSC Code, What is it?

We can look through 1,50,000+ IFSC Codes of 888+ Banks in PAN India!We are striving to keep the data refreshed by including the IFSC code of the banks accessible on the Reserve Bank of India site.

What Is IFSC Code ?

IFSC is short for Indian Financial System Code and speaks to the 11 digit character that you can as a rule see on your bank's check leaves, or other bank supported material. This 11 character code distinguishes the individual bank offices that take part in the different online cash move choices like NEFT and RTGS.

What is an IFSC NEFT transfer?

National Electronic Funds Transfer (NEFT) is one of the most complete online cash move forms starting with one bank then onto the next. NEFT (National Electronic Funds Transfer) depends on a conceded framework, which implies that cash is moved to various sets (bunches).

What is an IFSC RTGS transfer?

RTGS (Real Time Gross Settlement) cash move mode is fundamentally for high-esteem subsidize exchanges. The base sum that can be moved through RTGS (Real Time Gross Settlement) is Rs.2 lakhs. There is no top on the greatest exchange. Since the exchange depends on continuous, the individual will get the measure of moved cash in roughly 30 minutes.

What is an IFSC IMPS transfer?

IMPS is a quick subsidizing administration and works of 24 * 7. It very well may be utilized 365 days in a year to move cash starting with one bank then onto the next ledger. This administration was presented by the National Payment Corporation in 2010.

The National Payments Corporation of India (NPCI) is an association, which controls retail installments in India, The IMPS and UPI move process has been given by the NPCI.

What is UPI?

The Unified Payment Interface (UPI) can be considered as an email id for our cash. It is a novel identifier that our bank uses to move reserve and make installments utilizing quick installment administration (IMPS). IMPS is quicker than NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement), and not at all like NEFT (National Electronic Funds Transfer), we can promptly move cash 24 × 7. It implies that online installment will be exceptionally simple without requiring a computerized wallet or charge or Mastercard.

Importance Of IFSC Code

Its full structure is the Indian Financial System Code. It is a special 11-digit alpha-numeric code. It is utilized for online store move through NEFT, IMPS and RTGS exchanges. For the most part, the IFSC code can be found on the registration gave by the bank. It can likewise be found on the front(1st) page of the accountholder's passbook. IFSC code of each bank office has been relegated by the RBI (Reserve Bank of India). Record holders can undoubtedly discover the IFSC code of their banks/branches on the RBI's (Reserve Bank India) site. Web Banking Transaction can't be started without a substantial Indian Financial System Code (IFSC) for Money Transfer utilizing NEFT, IMPS, and RTGS.

As a rule, there is no change or update in the eleven-digit IFSC code. As of late, the State Bank of India changed the Indian Financial Service Code (IFSC) of its branches the nation over after the merger of its five partner banks and Bhartiya Mahila Bank.

There are following focuses feature the significance of the Indian Financial System Code (IFSC).

Unique Identity – It helps to identify a specific bank/branch.

Elimination Error – It helps in eliminating any deviation in the fund transfer process.

Make electronic payments easy – it is used in electronic payment instruments like RTGS, NEFT, and IMPS.

How does IFSC work?

Electronic finances move in India is encouraged by an alpha-numeric code which is known as the Indian Financial System Code (IFS Code or IFSC). This code explicitly perceives each bank office, which takes an interest in India's two principle settlement and installment frameworks, for example NEFT (National Electronic Fund Transfer) and RTGS (Real Time Gross Settlement). The Indian Financial System Code (IFS Code or IFSC) is a 11-character alpha-numeric code designated by the RBI (Reserve Bank of India). The initial segment of the code is comprised of 4-characters speaking to the bank code. The following character is zero which is saved for sometime later. The last six (6) characters which recognize the branch.

A step by step guide for transfering money using NEFT

To begin, our bank office ought to be NEFT-empowered. We can check and affirm by visiting the RBI (Reserve Bank of India) site.

Complete the enlistment procedure of our Net Banking account by making a username and secret phrase. Be that as it may, our versatile number must be enlisted with our bank and it ought to be with us at an opportunity to finish Net Banking enrollment.

After this, we have to add the recipient to our record to whom we need to bring in cash move. To do this, we will require the name of the recipient, ledger number and IFSC (Indian Financial System Code) for that branch. IFSC can be found on either bank articulation or check leaf.

When we effectively include the recipient, we may have the hold up time before the cash move (can be relegated by the bank) to the additional recipient. For instance, ICICI makes some holding up memories of 30 minutes.

When we sign into our Net Banking account at that point go to the "Move Fund" choice.

Pick the name of the specific recipient we need to move cash to and complete the exchange with the assistance of OTP (One Time Password) which is sending to our enrolled portable number.

The sum will be moved to the recipient as indicated by the following settlement's timetable.

In view of the moved sum, NEFT cost is between Rs 2.50 and 25 (+ administration charge).

NEFT exchanges likewise have a few impediments So we can't move cash whenever. This administration is accessible just on working days and working long stretches of banks. We can't use to exploit this administration on ends of the week and bank occasions.

In what manner can help us IFSC code move our cash through RTGS (Real Time Gross Settlement)?

RTGS (Real Time Gross Settlement) cash move mode is fundamentally for high-esteem support exchanges. The base sum that can be moved through RTGS is Rs.2 lakhs. There is no top on the greatest exchange. Since the exchange depends on constant, the individual will get the measure of moved cash in around 30 minutes.

RTGS administration works from 8.00 am to 6:30 pm on weekdays I-e, Monday to Friday and from 9.00 am to 2.00 pm on Saturdays.

The Process to utilize RTGS administration is like NEFT. All we need to ensure that we, just as the recipient financial balance, is RTGS-dynamic and we have the IFSC code of the bank office.

RTGS is somewhat costly contrasted with NTFT, where we can charge 30 rupees for an exchange of Rs 2 to 5 lakhs, while for an exchange surpassing Rs 5 lakh then we will be charged an expense of 55 rupees.

How might you help us IFSC code move our cash through IMPS (Immediate Payment Service)?

IMPS is a prompt subsidizing administration and works of 24 * 7. It very well may be utilized 365 days in a year to move cash starting with one bank then onto the next financial balance. This administration was presented by the National Payment Corporation in 2010.

We don't have to enlist independently for IMPS administration – Once we are signed into our Net Banking account, we will get the choice to move our cash through NEFT (National Electronic Fund Transfer), RTGS (Real Time Gross Settlement) or IMPS (Immediate Payment Service). we can pick the IMPS alternative for the exchange.

By and by, we need the complete name of the recipient, its financial balance number, and IFSC code to finish the exchange support.

On the off chance that we move cash through our bank's portable application, at that point we likewise need a MMID (Mobile Money Identifier) code for IMPS.

MMID (Mobile Money Identifier) is the seven-characters number gave by the bank to the IMPS administration if the individual is utilizing versatile banking as a recipient.

Likewise, while directing IMPS by the portable application then we don't have to enlist the recipient.

The charge for utilizing IMPS is fixed by each bank. In any case, the charge for support moves up to Rs 1 lakh is Rs 5. furthermore, Rs 1 to 2 lakh is Rs 15 for move

What is MICR Code ?

Its full structure is attractive ink character acknowledgment. The paper-based archives in the financial database, it is an imaginative procedure to demonstrate legitimacy and unwavering quality. Regardless of the security of cash, the exchange is concerned. we can discover it on the checkbook. MICR is like the IFSC code.

MICR is a code of exceptionally propelled CRT (character acknowledgment innovation) to affirm checks for withdrawals by banks. MICR innovation is likewise utilized as other bank archives. The MICR code is set beneath the check.

This incorporates subtleties, for example, bank office code, financial balance subtleties, top off sum and check number with control marker. The greatest bit of leeway of MICR innovation is that it is one of indistinguishable ideas from scanner tag on the grounds that MICR can without much of a stretch be perused and respected by people.